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Moving Expenses Loans

moving expenses loan

A moving expenses loan is a personal loan that helps cover the many costs that come with relocating — from truck rentals and movers to deposits and new furniture. Instead of draining your savings or relying on credit cards, you can spread expenses out over time with one fixed monthly payment.

Time Financing Service® provides moving loans across North Carolina to make transitions smoother and more affordable. With loan amounts ranging from $1,500 to $12,000, you’ll have the flexibility to manage your move with confidence and focus on settling in.

Loans from $1,500-$12,000

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Why Choose Time Financing Service® for a Moving Loan?

Moving is exciting, but it’s rarely simple. Between packing, travel, and setup costs, expenses can add up fast. At Time Financing Service®, we understand the stress of relocation and offer straightforward lending designed to ease the financial load.

Here’s what you can expect:

Whether you’re moving across town or across the state, our team is here to help you handle the details without the worry of unexpected costs.moving expenses loan

How Do Moving Loans Work?

We’ve made the process fast and easy so you can focus on your move, not your finances.

Step 1: Apply Online or Visit a Branch
Submit your application online or at one of our 25 offices throughout North Carolina.

Step 2: Review Your Personalized Offer
After a quick review, you’ll receive a loan offer—typically between $1,500 and $12,000—based on your budget and needs.

Step 3: Use the Funds for Your Move
Pay movers, purchase supplies, or cover travel and utility deposits. Your loan is flexible enough to handle it all.

Step 4: Repay with a Simple Monthly Payment
Manage your loan easily with one clear, predictable payment each month.

What Can a Moving Loan Be Used For?

Every move is different, and a moving expenses loan can help with nearly any cost related to relocation, such as:

  • Professional movers or truck rentals

  • Security deposits and first month’s rent

  • Utility setup or transfer fees

  • Storage and packing materials

  • New furniture or household essentials

By financing your move responsibly, you can protect your savings and avoid revolving debt.

Where Can You Get a Moving Expenses Loan in North Carolina?

Time Financing Service® has 25 convenient locations across the state. With over 60 years of lending experience, we’re proud to help North Carolinians take the next step toward new beginnings.

Our process is quick, transparent, and personal—because moving should be exciting, not stressful. Whether you’re relocating for work, family, or a fresh start, we’ll help you get there with financial peace of mind.

Apply today for a moving expenses loan and make your next move a little easier.

Apply Now

Frequently Asked Questions

What is a moving expense loan and what can it be used for?
A moving expenses loan is a personal loan from Time Financing Service® that can help cover nearly every cost that comes with relocating. Many customers use their loan for moving truck rentals, security deposits, packing supplies, storage fees, or temporary housing. The funds can also help with travel costs or replacing essential household items after a move. With flexible personal loans, you can handle the transition smoothly without draining your savings.
How much can I borrow for moving expenses?
Time Financing Service® offers personal loans ranging from $1,500 to $12,000 for moving expenses. The amount you qualify for depends on factors like your income and credit history. Our team works with you to determine a loan that fits your unique financial situation. Whether your move is across town or across the state, we’ll help make it more manageable.
How soon can I get approved and receive the funds?
In many cases, applicants receive same-day** approval and funding, allowing you to access money quickly when moving costs come up unexpectedly. Once approved, funds can be used immediately for any relocation-related expense. This fast process helps reduce stress during what can be an already overwhelming time. With Time Financing Service®, you can move forward with confidence and financial peace of mind.
**Available in most cases. Some exceptions may apply. Processing fees apply.
Can I use a moving loan for apartment deposits or rent?
Yes. A moving loan from Time Financing Service® can be used for apartment deposits, first month’s rent, or other housing-related expenses during your transition. You’re free to use the funds however you need — from covering upfront housing costs to replacing essentials after the move. It’s a simple, flexible way to manage big expenses without relying on credit cards or dipping into savings.
How is a moving loan different from using a credit card?
A moving loan provides a set amount of money with a clear repayment schedule, while credit cards often come with variable rates and revolving balances. With a Time Financing Service® loan, you’ll know exactly how much you owe and when it will be paid off. This structure helps you budget more effectively. It’s a smarter, more predictable way to handle the costs of moving.